Liability for your actual work
Review general liability and ask whether professional or other specialized liability is needed. The policy must match your activities; one service-business policy does not fit every occupation.

Texas business coverage
Whether your team cleans offices, cares for children or provides eligible healthcare services, your daily activities determine the review. Tell Argo what you do, where you work and what customers or contracts require.
Start a business quoteOpening, renewing or reviewing a contract? Start a request and tell us what you need.
Coverage to discuss
Review these coverage areas with an agent. The right combination starts with your actual operations.
Review general liability and ask whether professional or other specialized liability is needed. The policy must match your activities; one service-business policy does not fit every occupation.
Discuss employees, subcontractors, portable equipment and business vehicle use. Ask about the appropriate workers compensation, equipment and auto options rather than assuming they are in a liability policy.
Describe keys, after-hours access and handling customer property. Review any bonding or crime request separately from general liability, and send the contract wording for certificate review.
Coverage, limits, exclusions, price and availability depend on the policy, carrier and underwriting. Start with the basics; an agent can request additional details.

Texas business coverage
These businesses are not interchangeable insurance classes. Cleaning crews, daycares and healthcare providers can have very different liability and licensing considerations. Explain your activities, clients, staffing and any work at customer locations.
Prepare the exact services, locations, customer types, payroll, equipment and contract insurance requirements for the agent. Childcare and healthcare inquiries also need the specific licensed activities and responsibilities identified.
Start with your business type and ZIP. Use the existing quote request to reach Argo.
An agent can review your operations, documents and available coverage options.
Review the proposed coverage, exclusions and requirements before deciding.
No. The requested bond and liability coverage serve different purposes. Send the exact requirement so they can be reviewed separately.
No. Argo can request a market review. Availability depends on the activities, licensing, location and carrier underwriting.
Bring your questions, current policy or contract requirement. Start with the basics.