Commercial cleaning team working in an office lobby
Business insurance

Texas business coverage

Cleaning & service-business insurance in Texas

Whether your team cleans offices, cares for children or provides eligible healthcare services, your daily activities determine the review. Tell Argo what you do, where you work and what customers or contracts require.

Start a business quote

A clear next step for your business

Opening, renewing or reviewing a contract? Start a request and tell us what you need.

Coverage to discuss

Your property. Your work. Your responsibilities.

Review these coverage areas with an agent. The right combination starts with your actual operations.

Liability for your actual work

Review general liability and ask whether professional or other specialized liability is needed. The policy must match your activities; one service-business policy does not fit every occupation.

People, equipment & vehicles

Discuss employees, subcontractors, portable equipment and business vehicle use. Ask about the appropriate workers compensation, equipment and auto options rather than assuming they are in a liability policy.

Client property & contract proof

Describe keys, after-hours access and handling customer property. Review any bonding or crime request separately from general liability, and send the contract wording for certificate review.

Built around the business you run

Cleaning teams

On-site services

Childcare inquiries

Healthcare inquiries

Coverage, limits, exclusions, price and availability depend on the policy, carrier and underwriting. Start with the basics; an agent can request additional details.

Commercial cleaning team working in an office lobby

Texas business coverage

Start with how you operate

These businesses are not interchangeable insurance classes. Cleaning crews, daycares and healthcare providers can have very different liability and licensing considerations. Explain your activities, clients, staffing and any work at customer locations.

What to have ready

Prepare the exact services, locations, customer types, payroll, equipment and contract insurance requirements for the agent. Childcare and healthcare inquiries also need the specific licensed activities and responsibilities identified.

1

Tell us what you need

Start with your business type and ZIP. Use the existing quote request to reach Argo.

2

Review the details

An agent can review your operations, documents and available coverage options.

3

Choose with context

Review the proposed coverage, exclusions and requirements before deciding.

Common questions

Is a bond the same as liability insurance?

No. The requested bond and liability coverage serve different purposes. Send the exact requirement so they can be reviewed separately.

Can you guarantee acceptance of my service?

No. Argo can request a market review. Availability depends on the activities, licensing, location and carrier underwriting.

Learn more from the coverage source

More specific guidance

Let’s talk about your business

Bring your questions, current policy or contract requirement. Start with the basics.