What insurance do janitorial businesses often review?
They often review GL, workers comp, commercial auto, equipment, crime or bonding questions, and contract certificate wording.
Janitorial business
Janitorial Business Insurance in Texas
Texas janitorial and cleaning business insurance path for office cleaning, commercial contracts, COIs, bonding questions, employees, equipment, and proof deadlines.
Best next step
Janitorial insurance should start with the contract: cleaning type, locations, certificate wording, additional insured request, employees, payroll, equipment, keys/access, vehicles, and deadline.
Janitorial or cleaning business in Texas
Office, retail, or property client needs proof
Business has employees or crews
Contract asks for COI, bonding, or additional insured
What to send first
Cleaning services and client type
Contract or certificate wording
Payroll, revenue, employees, and subs
Equipment, keys/access, and vehicles
Start date and delivery email
Avoid delays
!Ignoring key or after-hours access
!Leaving out employees or subcontractors
!Assuming bonding is the same as GL
!Waiting until the cleaning contract start date
Need help now?
Start with a short request.
Send the basics online or call Argo. An agent can ask for any additional details after you start.
Does after-hours access matter?
Yes. Keys, alarm codes, unsupervised access, and client property exposure can affect the review and should be disclosed.
What should I send before requesting a janitorial COI?
Send the contract wording, client name, location, start date, payroll, employees, equipment, vehicles, and delivery email.