Keep your independence.
Gain Carrier Accessand Growth Support.
Choose Your Path
Flexible options designed for every stage of your agency.
Access Only
Keep your brand & commissions
Who it is for
Agents who want to keep their brand and book but need carrier access and support.
What you get
- Access to select carriers
- Optional support services
- Optional lead programs
- Compliance support
Requirements
- Minimum term (24-36 mo)
- Basic production standards
- Clear direct appointment rules
Merge & Grow
Equity Path
Who it is for
Small agencies that want to scale but cannot justify hiring staff or building infrastructure alone.
What you get
- Join Argo brand & systems
- Full carrier access
- Marketing & Growth plan
- Equity pathway (vesting)
Requirements
- Book migration plan
- Service standards
- Equity vesting terms
Exit & Rescue
Book Transition
Who it is for
Agents who want to step back or exit and need a fair transition even if operations are messy.
What you get
- Client transition plan
- Earn-out options
- Revenue share options
- Cleanup support
Requirements
- Data access for review
- Non-solicit terms
- Transition cooperation
Not sure which path fits?
Answer 2 quick questions to find your match.
Calculate Your Freedom
See how Argo compares to captive and franchise models.
Argo Independent
$33,750Est. Net Income (High Split, No Fees)
Captive Agency
$25,000Lower commissions, restricted book.
Franchise Model
$18,000Fees eat into your profits.
Day 1 Infrastructure
Don't waste months setting up tech. Plug into our stack immediately.
Comparative Rater
Quote 20+ carriers instantly.
Agency Management
Track clients, policies, and renewals.
VOIP System
Professional phone lines and recording.
CRM & Marketing
Automated drip campaigns.
Power-Up Add-ons
Boost your agency with optional support services.
CSR Quoting Support
We handle the paperwork. Monthly tiers available.
Inbound Call Handling
Never miss a lead. Rollover or full service.
Leads Program
Exclusive real-time leads. Tiered by volume.
Territory Protection
Lock your zip code. Exclusive to Merge partners.
Availability depends on zip code and capacity.
The "Hard-To-Get" Markets
Carriers that typically reject new agencies.
The Naked Truth
| Feature | ARGO | Captive | Franchise |
|---|---|---|---|
| Book Ownership | You Own It | They Own It | Shared / Restricted |
| Carrier Access | 40+ Carriers | 1 Carrier | Limited List |
| Monthly Fees | Zero / Low | Zero | High ($2k-$5k) |
| Exit Penalties | None | Lose Book | Buyout Clauses |
| Tech Stack | Included | Proprietary | Extra Cost |
| Marketing Freedom | Total | Restricted | Restricted |
The Scary Questions
Do I really own my book of business?
Are there hidden monthly fees?
What happens if I want to leave?
Can I sell my book later?
Apply to Join Argo
Start your review process. No commitment required.