Trusted Texas Coverage
SR-22 Insurance
Fast SR-22 filing for Texas drivers. Same-day service.
Driver name and date of birthLicense or ID number if availableCourt or DPS deadline
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Before you start
Have the important dates, documents, and contact details ready.
Same-day filing path
Can I get an SR-22 filed the same day in Texas?
In many cases, yes. Argo can quote the policy, bind coverage, and file the SR-22 electronically so you can move toward reinstating your license faster.
Have this ready
Driver name and date of birth
License or ID number if available
Court or DPS deadline
Whether you own a vehicle or need non-owner SR-22
Reviewed by Argo's licensed insurance agency team. Last updated: June 14, 2026.
Who needs this?
- DUI/DWI Convictions
- License Suspension
- At-Fault Accidents
- Driving Without Insurance
Expert Tip
"Texas requires SR-22 for 2 years after most offenses. Missing a payment cancels the policy and triggers another SR-22 filing, which resets the clock. Keep payments current."
Key Features
Same-Day SR-22 Filing
Non-Owner SR-22 Available
High-Risk Driver Specialists
Affordable Monthly Payments
What's Covered
CoverageWhat is an SR-22?
It's a form your insurer files with TxDMV proving you carry state-minimum liability. You cannot drive without it if required.
CoverageNon-Owner SR-22
Don't own a car? We can file a Non-Owner SR-22 so your license stays valid even without a vehicle.
CoverageSame-Day Filing
We electronically file your SR-22 with Texas the same day your policy is bound. Reinstatement can happen within 24–48 hours.
CoverageHigh-Risk Carriers
We work with carriers that specialize in high-risk drivers so you still get competitive rates regardless of your record.
Common Questions
Everything you need to know about this coverage.
Can I get an SR-22 the same day in Texas?
Same-day filing may be possible after an eligible policy is active and the carrier accepts the electronic filing request. Timing depends on complete driver details, payment, carrier processing, and any DPS or court requirements.
Do I need to own a car to get an SR-22?
No. If you do not own a vehicle you need a non-owner SR-22 policy. It provides the liability coverage Texas requires and satisfies the SR-22 filing so you can reinstate your license without owning a car.
How much does an SR-22 cost in Texas?
The total cost depends on driving history, vehicle access, ZIP code, prior insurance, coverage, carrier, and payment plan. Confirm any policy, filing, or agency fees on the actual quote before starting coverage.
How long do I need to carry an SR-22 in Texas?
Texas typically requires an SR-22 for two years from your eligibility date, though it can be longer depending on the offense. If your policy lapses, the state is notified and your license can be suspended again, so continuous coverage is essential.
What happens if my SR-22 policy lapses?
Your insurer files an SR-26 with the state and your license can be suspended immediately. Argo helps you keep the filing active and can re-file quickly if you have had a lapse.