Trusted Texas Coverage
RV & Motorhome
Protection for your home on the road.
Full Timer's PackageCampsite LiabilityEmergency Expense
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Who needs this?
- Full-Time RVers
- Vacation Families
- Retirees
- Travel Trailer Owners
Expert Tip
"Your auto policy might cover the RV while driving, but it won't cover you when parked at a campsite. You need 'Vacation Liability' for that."
Key Features
Full Timer's Package
Campsite Liability
Emergency Expense
Pest Damage Protection
What's Covered
CoverageVacation Liability
Liability coverage for when your RV is parked at a campsite.
CoveragePersonal Effects
Higher limits for clothing, laptops, and gear kept inside your motorhome.
CoverageEmergency Expense
Pays for hotels and transportation if your RV breaks down while you are traveling.
CoverageTotal Loss Replacement
If your new RV is totaled, this replaces it with a brand new unit (model year restrictions apply).
Common Questions
Everything you need to know about this coverage.
How quickly can I get insured?
Timing varies by coverage, complete application details, carrier eligibility, underwriting, and accepted payment. Proof is available only after coverage is active.
Do you offer monthly payments?
Some carriers may offer installment plans. Availability, down payment, fees, billing schedule, and total premium depend on the carrier and policy.
Why did my rate go up?
Rates change due to inflation, repair costs, underwriting, claims, location, and carrier appetite. A renewal review can compare price and coverage before you decide whether to keep or change the policy.