Trusted Texas Coverage
Classic & Collector Cars
Agreed Value coverage for classics. Powered by Hagerty.
Guaranteed Value™ CoverageFlexible Usage (Car Shows)Spare Parts Protection
Classic Car Quote
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Who needs this?
- Classic Car Collectors
- Muscle Car Owners
- Restomod Builders
- Antique Truck Owners
Expert Tip
"Never insure a classic on a regular auto policy. Regular policies pay 'Actual Cash Value' which depreciates. Classic policies use 'Agreed Value' so you get 100% of the insured amount."
Key Features
Guaranteed Value™ Coverage
Flexible Usage (Car Shows)
Spare Parts Protection
Hagerty Drivers Club®
What's Covered
CoverageGuaranteed Value
We agree on the value upfront. In a total loss, you get that exact amount. No depreciation.
CoverageFreedom to Drive
Flexible usage for club events, weekend drives, and car shows. Not just for parades.
CoverageSpare Parts
Coverage for tools and spare parts to keep your restoration project on track.
CoverageSpecialized Claims
Handled by experts who know how to repair classics with original parts.
Common Questions
Everything you need to know about this coverage.
How quickly can I get insured?
Timing varies by coverage, complete application details, carrier eligibility, underwriting, and accepted payment. Proof is available only after coverage is active.
Do you offer monthly payments?
Some carriers may offer installment plans. Availability, down payment, fees, billing schedule, and total premium depend on the carrier and policy.
Why did my rate go up?
Rates change due to inflation, repair costs, underwriting, claims, location, and carrier appetite. A renewal review can compare price and coverage before you decide whether to keep or change the policy.
Ready to get Classic & Collector Cars coverage?
Get a free quote today. No obligation.