Building & contents
Review rebuilding value, roof settlement, deductibles and owner-owned equipment. A building policy and a tenant’s belongings are different insurance needs.
Business insurance
Texas business coverage
Property owners & landlord insurance in Texas
Own an apartment building, rental home, condominium association or commercial building? Start with how the property is used. Argo can review available property and liability options around your building, tenants and lender requirements.
Start a business quoteA clear next step for your business
Opening, renewing or reviewing a contract? Start a request and tell us what you need.
Coverage to discuss
Your property. Your work. Your responsibilities.
Review these coverage areas with an agent. The right combination starts with your actual operations.
Liability & rental income
Ask about premises liability and income protection following a covered property loss. Limits, covered causes and waiting periods need policy review.
Flood, wind & occupancy
Review flood separately and check the wind/hail provisions. Coastal location, vacancy and construction can change the available programme and coverage.
Built around the business you run
Rental homes
Apartments
Condo associations
Commercial buildings
Coverage, limits, exclusions, price and availability depend on the policy, carrier and underwriting. Start with the basics; an agent can request additional details.
Texas business coverage
Start with how you operate
A rental house, apartment complex and condominium association need different reviews. Tell us who owns the building, who occupies it and which parts you are responsible for insuring. Include vacancy, renovations, short-term rentals or mixed retail use.
What to have ready
Have the address, number of buildings/units, occupancy, roof age, updates, current policy and lender or association requirements ready for the agent. You can start the inquiry before gathering every document.
Tell us what you need
Start with your business type and ZIP. Use the existing quote request to reach Argo.
Review the details
An agent can review your operations, documents and available coverage options.
Choose with context
Review the proposed coverage, exclusions and requirements before deciding.
Common questions
Can I use my homeowners policy for a rental?
Disclose the rental use before quoting. Owner occupancy, tenants and rental terms can require a different policy.
Is condo association coverage the same as a unit policy?
No. The association’s documents and ownership responsibilities help determine the master-policy and unit-owner needs.
More specific guidance
Let’s talk about your business
Bring your questions, current policy or contract requirement. Start with the basics.