Same-Day COI Requests for Texas Contractors

COI delays can stall jobs and cash flow. The fastest path is clean intake and exact certificate wording the first time.

COI intake checklist

• Legal business name exactly as shown on policy.
• Certificate holder name and address.
• Additional insured wording (if required).
• Job address and start date.
• Any waiver of subrogation requirement.

Fast-path process

1. Submit request with holder wording and deadline.
2. Agent validates policy alignment and endorsements.
3. COI is issued and sent to the holder and insured.

Avoid repeat submissions

• Save accepted holder templates by GC or property manager.
• Keep trade classification aligned to policy scope.
• Confirm limits before bid stage, not at job start.

Next step

If you need a COI today, use the COI request route and include exact holder wording in the first submission.