Question 1

What general liability limits do Houston contractors usually see?

Accepted Answer

Many jobs request $1 million per occurrence and $2 million aggregate, but the contract controls the request. Send the exact wording so Argo can review the insurance portion.

Question 2

Does a COI automatically satisfy additional insured wording?

Accepted Answer

No. A certificate is proof of coverage. Additional insured, waiver, or primary/noncontributory wording must be supported by the policy and endorsement rules.

Question 3

What should I send for a faster contractor GL quote?

Accepted Answer

Send the trade, job location, certificate holder, required limits, additional insured or waiver wording, job start date, payroll, revenue, subcontractors, vehicles, and deadline.

Question 4

Does Argo handle contract or legal advice?

Accepted Answer

No. Argo handles the insurance review and proof path only. Contract interpretation or legal advice should come from the right professional.